Signs You Are Overworked and Underpaid: A Reality Check for Working Women

Written by Dimitra ~ Category: Career & Finance ~ Read Time: 9 min.

You're the first one online in the morning and the last to log off at night. Your responsibilities have doubled since you started, but your paycheck hasn't budged. You've started dreading Monday on Friday afternoon, and that persistent exhaustion has become your new normal.

If any of this sounds familiar, you might be caught in one of the most common and frustrating workplace situations: being overworked and underpaid. According to a 2025 study published in the American Journal of Preventive Medicine, employee burnout costs employers an average of $3,999 to $20,683 per employee annually—yet companies continue to pile on responsibilities without adjusting compensation. Meanwhile, research from Resume Now's 2025 Wage Reality Report found that 55% of American workers believe their salary is lower than it should be.

The problem isn't just about money (though that matters). Being chronically overworked and undercompensated affects your mental health, your career course, and your quality of life. The good news? Recognizing the signs is the first step toward making a change.

The Real Cost of Being Overworked and Underpaid

Research from DHR Global found that 82% of knowledge workers reported feeling "slightly" to "extremely" burned out in 2024—the highest level ever recorded. And according to the 2024 Global Talent Trends report, 43% of burned-out employees cite financial strain as a significant contributing factor to their exhaustion. When you're working harder than ever but still struggling to make ends meet, burnout becomes almost inevitable.

The financial impact compounds over time, too. A study from George Mason University and Temple University found that failing to negotiate your salary or address being underpaid could cost you up to $600,000 over the course of your career. That's not a typo—six hundred thousand dollars.

For women, the stakes are even higher. According to Pew Research Center data from 2024, women earn an average of 85% of what men earn. The Economic Policy Institute reports that, even after controlling for factors such as education, experience, and job type, women still face a 18% wage gap. This means you could be both overworked AND systematically underpaid compared to male colleagues doing the same work.

7 Signs You're Overworked

Recognizing overwork isn't always straightforward—especially when it's been normalized in your workplace. Here's what to watch for.

woman being overworked and burnout

Your Workload Has Increased Without Discussion

You used to manage three accounts; now you're managing seven. You've absorbed responsibilities from colleagues who left and were never replaced. Your job description from two years ago bears almost no resemblance to what you actually do now.

A Forbes report found that 77% of employees are asked to take on work beyond their job description at least weekly. While occasional extra projects are normal, a consistent pattern of expanding responsibilities without corresponding adjustments to your title, compensation, or workload elsewhere is a clear sign of overwork.

You Can't Remember Your Last Real Vacation

Not a vacation where you checked your email every morning. Not a long weekend where you spent Sunday preparing for Monday. A real, completely unplugged break.

Research consistently shows that workers who take actual time off are more productive and less likely to burn out. Yet if you're overworked, taking time away often feels impossible because there's no one to cover your responsibilities, or the work simply piles up until you return.

Your Health Is Suffering

Chronic headaches. Difficulty sleeping or sleeping too much. Getting sick more often than usual. Unexplained weight changes. These physical symptoms can all be linked to prolonged workplace stress.

The American Psychological Association has documented the connection between work stress and physical health issues, including cardiovascular problems, weakened immune function, and digestive issues. If you've noticed a decline in your physical health that coincides with increased work demands, your body might be trying to tell you something.

Your Personal Relationships Are Strained

When was the last time you had dinner with friends without checking your phone for work emails? When did you last give your full attention to a partner or family member without mentally running through your to-do list?

Being overworked doesn't just affect your nine-to-five—it bleeds into every aspect of your life. If the people closest to you have started commenting on your unavailability or you're consistently canceling personal plans for work, that's a significant warning sign.

You're Always in "Catch-Up" Mode

No matter how many hours you work, you never feel caught up. Your inbox is a source of anxiety. You're constantly putting out fires rather than working proactively. The Sunday scaries have become a permanent fixture.

This perpetual state of being behind is often a systemic problem, not a personal failure. If your workload is truly unmanageable, no amount of productivity hacks or time management tricks will solve the fundamental issue.

You've Lost Passion for Work You Once Loved

This is one of the most insidious signs of overwork. You used to feel excited about your projects, engaged in meetings, and satisfied by accomplishments. Now everything feels like a slog, and you're just going through the motions.

Researchers call this "emotional exhaustion"—one of the three core components of burnout, along with depersonalization and reduced personal accomplishment. According to data from Skillsoft, 39% of global employees cited burnout and exhaustion as the top challenge they experienced in 2024.

Your Performance Is Actually Declining

Despite working more hours than ever, the quality of your work has dropped. You're making mistakes you wouldn't have made before. You're less creative, less engaged, and less effective.

This paradox—working more while accomplishing less—is a hallmark of burnout. Your brain simply cannot sustain high performance indefinitely without adequate rest and recovery.

8 Signs You're Underpaid

Now let's look at the other side of the equation. How do you know if your compensation doesn't match your value?

Industry Benchmarks Say So

This is the most concrete indicator. Websites like Glassdoor, PayScale, LinkedIn Salary, and Salary.com allow you to research what people in similar roles, with similar experience, in your geographic area are earning.

If multiple sources suggest you're earning significantly below the median for your position—particularly if you're in the bottom 25%—you're likely underpaid. Don't forget to factor in your specific responsibilities, years of experience, and any specialized skills or certifications you bring to the role.

New Hires Are Making More Than You

Few things sting quite like discovering that someone just hired for a similar role is earning more than you after your years of loyalty and experience. Unfortunately, this happens more often than you might think.

Companies often have to offer competitive salaries to attract new talent, but fail to adjust compensation for existing employees accordingly. This is sometimes called "salary compression," and it's a clear sign that your pay hasn't kept pace with the market.

You Haven't Had a Meaningful Raise in Years

If your salary increases have been limited to cost-of-living adjustments (typically 2-3% annually) or less, your real purchasing power has likely decreased. In stable economic conditions, inflation alone should warrant regular adjustments—and that's before considering your increasing experience and value.

The Resume Now 2025 report found that one-third of workers say their salary has not kept up with inflation. If your raises haven't even matched inflation, you're technically earning less each year while doing more.

Your Responsibilities Have Outgrown Your Title

woman being overworked and underpaid

Perhaps you were hired as an individual contributor but now manage a team. Maybe you've taken on strategic responsibilities that weren't in your original job description. Or you've become the go-to person for a critical function that didn't exist when you started.

When your role has substantially evolved without a corresponding title change and salary adjustment, you're being underpaid for the work you're actually doing.

You're Struggling Financially Despite Responsible Choices

If you're living below your means, not making extravagant purchases, and still finding it difficult to cover basic expenses, save for retirement, or build an emergency fund—despite having a professional job—something isn't right.

The 2025 Wage Reality Report found that 12% of workers often cannot afford basic living expenses, 24% struggle to cover essentials, and only 6% are able to save for the future. These aren't just statistics—they reflect real people working full-time jobs that don't pay enough.

Recruiters Are Offering You More

If you've been approached by recruiters or interviewed for other positions and consistently received offers higher than your current salary, the market is telling you something. External validation of your worth is valuable information.

Career experts recommend occasionally interviewing even when you're not actively job searching, partly to stay aware of your market value.

You're Always the "Utility Player"

Being versatile and willing to help out is a positive trait—until it becomes exploitation. If you're consistently asked to cover other people's work, fill gaps, or take on roles outside your expertise without additional compensation, your flexibility is being taken advantage of.

Your Company Responds to Your Concerns With Non-Monetary Perks

When you raise compensation concerns and receive responses like "we can offer you a better title" or "how about extra PTO" instead of actual salary increases, it's often because the company knows you're underpaid but isn't willing to address it directly.

While benefits and perks have value, they shouldn't be substitutes for fair base compensation—especially if you need the actual income.

When Overworked and Underpaid Combine

Being either overworked or underpaid is challenging enough. Being both simultaneously creates a particularly toxic situation that's unsustainable long-term.

Watch for these compound warning signs:

  • You're working overtime regularly but aren't compensated for it
  • Your workload has increased significantly without salary adjustment
  • You've been passed over for promotions despite taking on more responsibility
  • You feel resentful, not just tired
  • You've started to disengage because the effort doesn't seem worth it

According to Resume Now, only 4% of workers feel truly valued in their role. If you're pouring extra hours into a position that doesn't pay fairly, you're likely among the 96% who don't.

What to Do About It

Recognizing the problem is important, but taking action is essential. Here's how to move forward.

Document Everything

Start keeping track of your accomplishments, additional responsibilities you've taken on, positive feedback you've received, and any metrics that demonstrate your impact. This documentation will be invaluable whether you're negotiating internally or job searching.

Do Your Research

Gather concrete data on salary ranges for your role using multiple sources. Factor in your experience level, geographic location, industry, company size, and any specialized skills. The more specific your data, the stronger your position.

Have the Conversation

Schedule a meeting with your manager specifically to discuss compensation. Come prepared with your documentation and market research. Frame the conversation around your contributions and market data rather than personal financial needs.

A Pew Research Center survey found that 60% of U.S. workers didn't negotiate their salary when they were last hired. Don't let discomfort hold you back from advocating for fair pay.

Consider the Full Picture

If a significant raise isn't possible, explore whether there are other valuable adjustments available: additional PTO, flexible work arrangements, professional development budgets, or a clear path to promotion with defined compensation increases. These shouldn't replace fair pay, but they might provide meaningful value while you plan next steps.

Know When to Move On

Sometimes the best solution is to find a role where your contributions will be appropriately valued and compensated. If you've had direct conversations, provided documentation of your value, and the situation hasn't improved, it may be time to explore other opportunities.

Research consistently shows that employees who change jobs earn significantly more over time than those who stay in the same position. Loyalty is valuable, but not at the expense of your financial well-being and mental health.

Frequently Asked Questions

How do I know if I'm being underpaid or just feeling undervalued?

Use objective data to answer this question. Research salary benchmarks for your specific role, experience level, and location using tools like Glassdoor, PayScale, or LinkedIn Salary. If your compensation falls significantly below the median (and especially if it's in the bottom quartile), you're likely underpaid. Feeling undervalued can be subjective, but compensation data is concrete.

Should I tell my employer I'm overworked?

Yes, but approach the conversation strategically. Document specific examples of how your workload has increased and its impact on your work quality or personal wellbeing. Propose solutions rather than just presenting problems—whether that's hiring additional support, redistributing responsibilities, or adjusting deadlines.

Is it normal to work more than 40 hours a week?

Occasional busy periods happen in most jobs. However, consistently working significantly more than 40 hours without additional compensation or schedule flexibility is not normal or healthy. Studies show diminishing returns on productivity beyond 50 hours per week, with actual negative effects on work quality beyond 55 hours.

Can I negotiate salary at my current job?

Absolutely. Schedule a meeting with your manager, come prepared with documentation of your accomplishments and market research on compensation, and make a clear case for why an adjustment is warranted. The worst they can say is no—but many employees never ask and leave money on the table.

What if my company can't afford to pay me more?

If your company genuinely can't afford market-rate compensation, you have decisions to make. Consider whether non-monetary benefits might offset the gap, whether there's a clear timeline for compensation to improve, and whether you're willing to accept below-market pay in exchange for other factors like mission alignment or work-life balance. If none of these apply, it may be time to explore opportunities elsewhere.

Being overworked and underpaid isn't a badge of honor or a necessary step on the career ladder—it's a situation that deserves to be addressed. You spend roughly one-third of your waking hours at work; that time should be valued appropriately, and the compensation should allow you to build the life you want.

Whether you negotiate for better conditions at your current job or decide to seek opportunities elsewhere, remember that advocating for fair treatment isn't selfish—it's necessary.

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It took 3 coffees to write this article.


About the author

Dimitra

She worked in corporate, then embraced the freelancer dream and built two successful businesses. In the meantime, she learned five foreign languages, and now she spends her time meeting with clients and writing about whatever life brings. Just a suggestion: don’t ask her about languages; she will never stop talking.

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